🧳️ How It Works
PayGrade lets you turn a report card into a structured allowance amount: Assign dollar values to each letter grade (A+ through F), adjust those values by school year or age, optionally factor in grade improvements or declines, and choose which subjects count—and which don't. You define the values. PayGrade just applies them.
Grade-Based Allowance Calculator
Set dollar values for each grade and PayGrade calculates a fair allowance from your child's report card. You control the rules—PayGrade does the math.
Customizable Value Framework
Assign your own dollar amounts to each letter grade. Add age or school-year multipliers to keep things fair and consistent as your child grows.
Stop Being the Bank—and the Bad Guy
Skip the aisle-by-aisle negotiations. With clear rules and their own budget, kids make choices and learn from them—without you playing bank or referee.
Multi-Child Management
Manage allowances for multiple children with individual grade values and scaling factors. Apply consistent rules across all kids or customize the framework for each child's needs.
Rational Money Education
Parents must teach their kids about money. No one else will. Schools don't. Churches don't. And financial literacy won't happen by accident. Learning about money requires more than lectures—it requires actual money. Kids need to be allowed to spend, save, waste, lose, gift, and invest their own money to build real-life experience.
Complete control over your allowance system.
PayGrade gives you the flexibility to create a fair, structured allowance framework that works for your family. Customize every aspect and let the app handle the calculations.
Age-Based Scaling
Automatically adjust allowance amounts as your child grows older. Set different multipliers for elementary, middle, high school, and even college to keep allowances age-appropriate.
Instant Calculations
Enter new grades and see allowance adjustments immediately. No complex formulas to remember—PayGrade applies your predefined rules and shows the results instantly.
Historical Performance Reports
Review detailed reports showing how allowances have changed over time based on academic performance. Track trends and adjust your framework as needed.
Secure Family Data
Keep your family's grade and allowance information private and secure. All data is stored locally on your device.
Transparent Calculations
See exactly how each allowance amount is calculated with clear breakdowns. No hidden formulas—just transparent math based on the rules you've defined.
Choose your plan.
Start free with basic features, unlock everything with a one-time purchase, or subscribe monthly or yearly. No hidden fees.
PayGrade
Free
Get started with basic allowance calculations for one child.
- Grade-based allowance calculations
- Single child only
- Fixed grade-to-dollar values
- Basic calculations
- Secure family data
PayGrade Subscription
$0.99per month
Subscribe for ongoing access and updates.
- Grade-based allowance calculations
- Customizable value framework
- Age-based scaling
- Multi-child management
- Instant calculations
- Secure family data
- Cancel anytime
PayGrade Pro
$4.99one-time
Get the complete allowance calculator with all features to help teach your kids about money.
- Grade-based allowance calculations
- Customizable value framework
- Age-based scaling
- Multi-child management
- Instant calculations
- Secure family data
- Lifetime License
Frequently asked questions
If you have anything else you want to ask, reach out to us.
Is PayGrade a reward or punishment system?
No. PayGrade is not a reward or punishment system. It's just a calculator. Its purpose is to help parents answer a simple but important question: How much money should I give my child so they can start learning how to manage it?
How does PayGrade help with financial literacy?
Parents must teach their kids about money. No one else will. Schools don't. Churches don't. And financial literacy won't happen by accident. Learning about money requires more than lectures—it requires actual money.
What if my child gets poor grades?
If a kid has a 2.2 GPA, so be it. Their allowance is X. Next quarter, it could be more or it could be less. No judgment, no incentive or disincentive. It will just be X plus something if they did better, and X minus something if they did worse.
Can I customize the grade values?
Absolutely. You control every variable—assign dollar values to each letter grade, scale by age or grade level, and factor in improvements or declines. PayGrade simply applies the rules you define.
How does this compare to chore-based allowances?
PayGrade eliminates the constant negotiations. Instead of being the bank and the bad guy for every purchase request, kids have their own money and the responsibility that comes with it. School is already their job—it's mandatory, structured, and measurable.
Can I manage multiple children?
Yes. PayGrade allows you to manage allowances for multiple children with individual grade values and scaling factors. Apply consistent rules across all kids or customize the framework for each child's needs.
Is my family data secure?
Yes. All your family's grade and allowance information stays on your device. Data is stored locally and is not uploaded.
How are the calculations transparent?
PayGrade shows you exactly how each allowance amount is calculated with clear breakdowns. No hidden formulas—just transparent math based on the rules you've defined.
What age ranges work best with PayGrade?
PayGrade works for any school-age child. The age-based scaling feature lets you set different multipliers for elementary, middle, high school, and even college to keep allowances age-appropriate.